International vs US
VXUS vs VTI historical comparison
Compare a total international fund against a total US market fund across the same historical window.
Modeled result
From 2012 to 2025, VTI finished ahead of VXUS before tax.
Historical model
Growth of $10,000
2012-01-03 to 2025-12-31
Chart window
All history
Chart window
VXUS
International (VXUS)
- Ending value
- $27,353
- CAGR
- 7.46%
- Max drawdown
- -35.97%
VTI
US total market (VTI)
- Ending value
- $65,588
- CAGR
- 14.39%
- Max drawdown
- -35.00%
Pre-tax results only. Foreign tax credits and withholding are not included in this comparison.
Detailed metrics
Assumptions
$10,000 lump sum; distributions reinvested; monthly rebalancing; 2012-01-03 to 2025-12-31.
FAQ
What is the foreign tax credit consideration here?
International funds pay foreign taxes on their dividends. In a taxable account those taxes may be claimable as a foreign tax credit, which is not available inside an IRA or Roth. That can influence where investors place international exposure.
Does the backtest model the foreign tax credit?
No. This public exhibit stays pre-tax because foreign withholding and credits are not included in the comparison.