Tax-loss harvesting

Intentionally selling losing positions to realize losses that can offset gains under IRS rules. Wash-sale rules can defer the benefit.

Sell a position that has lost $5,000 to offset $5,000 of capital gains elsewhere.

• Tax-loss harvesting workflow
• Household Tax Opportunities
• Wash sale rule checker

• Tax lot
• Cost basis method
• Short-term vs long-term capital gains
• Qualified vs ordinary dividends
• Roth conversion