Safe withdrawal rate (SWR)
Glossary · Retirement & planning
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Definition
The highest annual withdrawal percentage that survived the modeled period and rules. Historical SWR is sample-specific.
The classic "4% rule" means withdrawing 4% of the starting balance per year, adjusted for inflation.
These definitions describe how ArthaPilot uses each term. For authoritative definitions, consult the SEC, IRS, or a qualified financial advisor.